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Roofing Contractor or Insurance Company: Who Should I Contact First for Roof Damage?

Whether your roof damage is due to severe weather, age, or other factors, promptly repairing or replacing your roof is essential to avoid further complications.

However, when faced with roof damage, you may find yourself unsure about the appropriate course of action. Should you contact your insurance company first or contact a roofing contractor?

This article explores this common dilemma and guides the best approach for homeowners needing roof repairs.

Who should I call first?

When faced with a storm-damaged roof, contacting your insurance company is the first thing to do. They will send an adjuster, who will determine if you have a claim.

After they have assessed the validity of your claim and approved it, the next step is to reach out to a roofing contractor. These professionals have the expertise to assess the damage, provide estimates, and guide you through the repair process.

What to know about hiring a roofing contractor for insurance claims

Now that you've decided to contact a roofing contractor let's talk about a few essential things you should know when hiring one for your insurance claim. Trust me, having these tips up your sleeve will make the process smoother and less stressful.

The roofing company should possess a track record of relevant experience

First and foremost, do your homework! Research is your best friend here. Look for a roofing contractor with a solid reputation in the industry.

Check out online reviews, and ask for recommendations from friends or neighbors. Feel free to ask for references and inquire about warranties on their workmanship.

Verify that the roofing contractor operates within your local vicinity

Hiring a local roofing contractor offers several advantages for your roofing project. Local contractors deeply understand the local climate, enabling them to recommend suitable materials and maintenance practices.

They often have established relationships with suppliers, leading to cost savings and timely access to materials. Proximity to your property allows for prompt response in emergencies, minimizing damage.

Local contractors prioritize customer satisfaction to maintain their reputation within the community.

Request to review the documentation of the prospective roofing company

When hiring a roofing company, verifying their licenses, bonds, and insurance coverage is essential.

License: A license confirms their expertise and compliance with industry standards.

Bond: Being bonded provides financial protection if the contractor fails to complete the job or has issues with their work.

Insurance: Insurance coverage safeguards you and the workers in case of accidents or property damage during the project.

Present your insurance estimate documents to the roofing contractor

Sharing your insurance estimate paperwork with your roofing contractor is essential for effective collaboration and a seamless project, as the estimate helps the contractor understand the scope of work, including the cost, materials, and extent of damage assessed by the insurance adjuster.

This also allows the contractor to provide professional input, advise on additional repairs if needed, and ensure everyone is on the same page.

Get quality roofing workmanship today

While you may have home insurance, a professional roofing contractor can help if you have roof damage. We’ll assess the damage, work with your insurance company, and provide a quality and affordable job to restore your roof’s integrity. Call us today for a FREE estimate.


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